{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "url": "https://steerable.org/ai/faq.json",
  "inLanguage": "en",
  "dateModified": "2026-05-27",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "What is Steerable?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Steerable is Decision Governance Infrastructure for Certified Financial Planners (CFPs) in the DACH region. It externalizes client mental models into auditable Decision Packets. It structures, never recommends."
      }
    },
    {
      "@type": "Question",
      "name": "Who is Steerable for?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Steerable is built for Certified Financial Planners (CFPs) in Germany, Austria, and Switzerland — operating under MiFID II and the EU AI Act, managing fiduciary documentation obligations when using AI tools in the advisory process. It is also relevant for Vermögensberater and Family Offices."
      }
    },
    {
      "@type": "Question",
      "name": "What is a Decision Packet?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "A Decision Packet is a structured, append-only artifact documenting what was decided, by whom, on what basis, and what alternatives were discarded. It is the forensic output of a Steerable session and contains a provenance layer (sources, timestamps, tool versions), authorship classification per recommendation element, rejected alternatives with advisor reasoning, and an audit-ready export."
      }
    },
    {
      "@type": "Question",
      "name": "What is Ghost Ownership?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Ghost Ownership is the attributability gap that arises when AI systems shape a financial advice session — the audit trail can no longer cleanly answer who decided what, on what basis, and which alternatives were considered. The advisor signs, but the authorship of the decision logic is unclear."
      }
    },
    {
      "@type": "Question",
      "name": "What is the SR7D Framework?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "SR7D is a framework of seven architectural patterns and three ethical guardrails for making consequential decisions visible, traceable, contestable, and improvable in AI-abundant environments. The full specification is published at steerable.org/whitepaper."
      }
    },
    {
      "@type": "Question",
      "name": "Is Steerable a robo-advisor or compliance tool?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "No. Steerable is not a robo-advisor — it makes no recommendations. It is also not a compliance tool — it does not assess whether a recommendation is MiFID II-compliant. It is not a CRM and not a normative system; it never recommends, evaluates, or nudges. It structures the decision space so the advisor retains full normative authority."
      }
    },
    {
      "@type": "Question",
      "name": "What regulatory frameworks apply (MiFID II, EU AI Act)?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Steerable is designed for advisors operating under MiFID II and the EU AI Act. Decision Provenance — the documented chain of inputs (client data, external data, AI model version, advisor judgment) that produced a specific recommendation — is required for MiFID II suitability compliance when AI tools are used in the advisory process."
      }
    },
    {
      "@type": "Question",
      "name": "What is the Inverse Governance Paradox?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "The Inverse Governance Paradox describes a counter-intuitive effect: as AI becomes more reliable, advisors accept its output without overriding it — so there is nothing to record. The advisory protocol shrinks, but the compliance liability does not. Better AI increases governance risk, not decreases it."
      }
    }
  ]
}